• Incapacity to use normal working steps and you may a variety of almost every other operational dilemmas since backup preparations try checked-out past the thing that was, up until now, thought to be one realistic presumption with respect to one another depth and you will lifetime of new crisis

Long-title demands

• Short-term demands (in the above list) that persist outside the instantaneous emergency months, sooner modifying the fresh credit and you will monetary attributes surroundings alone
• An excellent resetting out of tests out-of creditworthiness to include straight down and you may/or even more unpredictable criterion to earnings and money
• Changes in customer decisions and you can, because of the expansion, the ability to evaluate customers’ creditworthiness (although financial support availability might possibly be smaller problematic than it was during the the nice financial crisis)

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